{"id":1044,"date":"2025-06-04T16:21:00","date_gmt":"2025-06-04T16:21:00","guid":{"rendered":"https:\/\/smartadviser.co.nz\/2023\/?page_id=1044"},"modified":"2025-07-07T04:33:35","modified_gmt":"2025-07-07T04:33:35","slug":"our-costs","status":"publish","type":"page","link":"https:\/\/smartadviser.co.nz\/2023\/our-costs\/","title":{"rendered":"Our Costs"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1044\" class=\"elementor elementor-1044\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4082b30a elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4082b30a\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-ac50040\" data-id=\"ac50040\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ab96ea0 elementor-icon-list--layout-inline elementor-mobile-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4ab96ea0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"#\">\n\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Home<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-367ef90a elementor-widget elementor-widget-heading\" data-id=\"367ef90a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Costs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4912f19d elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"4912f19d\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5494c08 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5494c08\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bacb10f\" data-id=\"bacb10f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ea1d350 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2ea1d350\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeIn&quot;,&quot;_animation_delay&quot;:200}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Service Costs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-779b5cc elementor-widget elementor-widget-text-editor\" data-id=\"779b5cc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tThe fees we charge (if any) depend on the type of service provided. We offer flexible options to suit where you are at on your financial journey and what you want to achieve.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ae5bba8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"1ae5bba8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-55fb482b elementor-section-boxed elementor-section-height-default elementor-section-height-default elementor-invisible\" data-id=\"55fb482b\" data-element_type=\"section\" data-settings=\"{&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6a1127c6 elementor-invisible\" data-id=\"6a1127c6\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:400}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b367f9f elementor-widget elementor-widget-elementskit-pricing\" data-id=\"4b367f9f\" data-element_type=\"widget\" data-widget_type=\"elementskit-pricing.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n\n        <div class=\"elementskit-single-pricing \" >\n            <div class=\"elementskit-pricing-header \">\n\t\t\t\t\t\t\t\t\n\t\t\t\t                \t<h3\t\t\t\t\tclass=\" elementskit-pricing-title\">Financial &amp; Retirement Planning\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t                \t<p class=\" elementskit-pricing-subtitle\">Got big dreams for the future but not sure how to get there?<\/p>\n\t\t\t\t            <\/div>\n\t\t\t            <div class=\" elementskit-pricing-price-wraper has-tag \">\n                <div class=\"elementskit-pricing-tag\"><\/div>\n                <span class=\"elementskit-pricing-price\">\n\t\t\t\t\t\t\t\t\t\t\t<sup class=\"currency\">*<\/sup>\n\t\t\t\t\t\t\t\t\t\t<span>Free Advice<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n            <\/div>\n\t\t\t            <div class=\"elementskit-pricing-content \">\n\n                                                    <ul class=\"elementskit-pricing-lists\">\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-080bb8f\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tFinancial planning is all about clarifying your goals and then creating a strategy to make it happen.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-c974d3f\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tOur financial planning service takes an in-depth look at where you are currently, where you want to go, and creates a customised plan for you to follow that will get you there. We will not try to sell you any financial products (e.g. insurances or mortgages) and you are free to take your plan with you \u2013 you are not tied to us.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-40771f0\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tWe charge an hourly rate for this service but guarantee it will not cost more than $2,500 plus GST no matter how long it takes us or how complex. It may cost less of course, but you will know that before we start.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                                            <\/ul>\n                            <\/div>\n            <div class=\"elementskit-pricing-btn-wraper \">\n\t\t\t\t<a href=\"#\" class=\"elementskit-pricing-btn hide ekit-pricing-btn-icon-pos-\" >\n\t\t\t\t\t\t\t\t\t<\/a>\n            <\/div>\n        <\/div>\n\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-574a4eb5 elementor-invisible\" data-id=\"574a4eb5\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1e594482 elementor-widget elementor-widget-elementskit-pricing\" data-id=\"1e594482\" data-element_type=\"widget\" data-widget_type=\"elementskit-pricing.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n\n        <div class=\"elementskit-single-pricing \" >\n            <div class=\"elementskit-pricing-header \">\n\t\t\t\t\t\t\t\t\n\t\t\t\t                \t<h3\t\t\t\t\tclass=\" elementskit-pricing-title\">Brokerage\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t                \t<p class=\" elementskit-pricing-subtitle\">The financial brokers role is all about researching the market and finding the right solutions and financial products to fit your needs. Often clients just want us to find them the right solution to their immediate need.  But it may also be that your financial plan requires you to do any of the following:<\/p>\n\t\t\t\t            <\/div>\n\t\t\t            <div class=\" elementskit-pricing-price-wraper has-tag \">\n                <div class=\"elementskit-pricing-tag\"><\/div>\n                <span class=\"elementskit-pricing-price\">\n\t\t\t\t\t\t\t\t\t\t\t<sup class=\"currency\">*<\/sup>\n\t\t\t\t\t\t\t\t\t\t<span>Free Advice<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n            <\/div>\n\t\t\t            <div class=\"elementskit-pricing-content \">\n\n                                                    <ul class=\"elementskit-pricing-lists\">\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-080bb8f\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tArrange loans and mortgage finance\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-c974d3f\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tGet personal insurances cover (e.g. life, health, trauma, income protection, mortgage protection, critical illness) or business protection cover.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-40771f0\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tJoin KiwiSaver or change your KiwiSaver provider\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-cdfaa71\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tInvest in managed funds\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-c445034\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tOur brokerage service costs range from no charge to you to a maximum of $2,500 plus GST depending on the type of brokerage service required and other factors. For full details, please view our Disclosure Statement.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                                            <\/ul>\n                            <\/div>\n            <div class=\"elementskit-pricing-btn-wraper \">\n\t\t\t\t<a href=\"#\" class=\"elementskit-pricing-btn hide ekit-pricing-btn-icon-pos-\" >\n\t\t\t\t\tGet Started\t\t\t\t<\/a>\n            <\/div>\n        <\/div>\n\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6961fc42 elementor-invisible\" data-id=\"6961fc42\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;animation_delay&quot;:600}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-211f1053 elementor-widget elementor-widget-elementskit-pricing\" data-id=\"211f1053\" data-element_type=\"widget\" data-widget_type=\"elementskit-pricing.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n\n        <div class=\"elementskit-single-pricing \" >\n            <div class=\"elementskit-pricing-header \">\n\t\t\t\t\t\t\t\t\n\t\t\t\t                \t<h3\t\t\t\t\tclass=\" elementskit-pricing-title\">Financial Advisory\t\t\t\t\t<\/h3>\n\t\t\t\t\t\t\t\t                \t<p class=\" elementskit-pricing-subtitle\">Our financial advisory service assumes that you already have a financial plan in place but need to take a close look at what you\u2019re doing and whether it is still fit for purpose.<\/p>\n\t\t\t\t            <\/div>\n\t\t\t            <div class=\" elementskit-pricing-price-wraper has-tag \">\n                <div class=\"elementskit-pricing-tag\"><\/div>\n                <span class=\"elementskit-pricing-price\">\n\t\t\t\t\t\t\t\t\t\t\t<sup class=\"currency\">*<\/sup>\n\t\t\t\t\t\t\t\t\t\t<span>Free Advice<\/span>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/span>\n            <\/div>\n\t\t\t            <div class=\"elementskit-pricing-content \">\n\n                                                    <ul class=\"elementskit-pricing-lists\">\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-080bb8f\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tAs goals and life circumstances change, it\u2019s important to keep your financial plan up-to-date and relevant.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-c974d3f\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tWe will advise you if any changes are required and make appropriate recommendations.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-40771f0\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tThis service is charged at an hourly rate which is capped at $2,500 plus GST.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                        \t\t\t\t\t\t\t<li class=\"elementor-repeater-item-cdfaa71\">\n\t\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256c0 136.967-111.033 248-248 248S8 392.967 8 256 119.033 8 256 8s248 111.033 248 248zM227.314 387.314l184-184c6.248-6.248 6.248-16.379 0-22.627l-22.627-22.627c-6.248-6.249-16.379-6.249-22.628 0L216 308.118l-70.059-70.059c-6.248-6.248-16.379-6.248-22.628 0l-22.627 22.627c-6.248 6.248-6.248 16.379 0 22.627l104 104c6.249 6.249 16.379 6.249 22.628.001z\"><\/path><\/svg>\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\tFor full details, please view our Disclosure Statement.\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/li>\n                                            <\/ul>\n                            <\/div>\n            <div class=\"elementskit-pricing-btn-wraper \">\n\t\t\t\t<a href=\"#\" class=\"elementskit-pricing-btn hide ekit-pricing-btn-icon-pos-\" >\n\t\t\t\t\tGet Started\t\t\t\t<\/a>\n            <\/div>\n        <\/div>\n\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-cac061c elementor-button-danger elementor-align-center elementor-widget elementor-widget-button\" data-id=\"cac061c\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/jul-2024-smart-adviser-disclosurestatement.pdf\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Download our Disclosure Statement Here<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-506c6fc elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"506c6fc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b0ad111\" data-id=\"b0ad111\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a4e05f elementor-widget elementor-widget-elementskit-heading\" data-id=\"1a4e05f\" data-element_type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">How We <span><span>Work?<\/span><\/span><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a094b2 elementor-widget elementor-widget-text-editor\" data-id=\"3a094b2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Below is a high level overview of what we do. As we make sure to provide personalised services and one that is tailored fit for you, some additional steps may be done in between.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3852883 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"3852883\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e31183c e-con-full e-flex e-con e-parent\" data-id=\"e31183c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-37285bd e-con-full e-flex e-con e-child\" data-id=\"37285bd\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0fab426 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"0fab426\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"185\" height=\"185\" src=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Initial-consultation.png\" class=\"attachment-medium size-medium wp-image-1083\" alt=\"\" srcset=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Initial-consultation.png 185w, https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Initial-consultation-150x150.png 150w\" sizes=\"(max-width: 185px) 100vw, 185px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\"> Initial Consultation<\/h3><p class=\"elementor-image-box-description\">We need to understand your dreams and goals. What is your <b>WHY?<\/b>  You need to feel comfortable that we are the right fit for you.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2ef8a87 e-con-full e-flex e-con e-child\" data-id=\"2ef8a87\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bfa7452 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"bfa7452\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"185\" height=\"185\" src=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Strategy-and-planning.png\" class=\"attachment-medium size-medium wp-image-1091\" alt=\"\" srcset=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Strategy-and-planning.png 185w, https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Strategy-and-planning-150x150.png 150w\" sizes=\"(max-width: 185px) 100vw, 185px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Strategy & Planning<\/h3><p class=\"elementor-image-box-description\">Once we understand where you want to go and your current  financial situation, it\u2019s time to create the game-plan. This is the stage where we create the <b>HOW.<\/b><\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5ae9ea0 e-con-full e-flex e-con e-child\" data-id=\"5ae9ea0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-81be3d0 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"81be3d0\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"185\" height=\"185\" src=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Plan-implementation.png\" class=\"attachment-medium size-medium wp-image-1092\" alt=\"\" srcset=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Plan-implementation.png 185w, https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Plan-implementation-150x150.png 150w\" sizes=\"(max-width: 185px) 100vw, 185px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Plan Implementation<\/h3><p class=\"elementor-image-box-description\">The best game-plan in the world will achieve nothing without action. This stage is all about doing the <b>DO<\/b> and putting your plan and strategies to work.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-45cee7a e-con-full e-flex e-con e-child\" data-id=\"45cee7a\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a77cdd8 elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"a77cdd8\" data-element_type=\"widget\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"185\" height=\"185\" src=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Plan-implementation.png\" class=\"attachment-medium size-medium wp-image-1092\" alt=\"\" srcset=\"https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Plan-implementation.png 185w, https:\/\/smartadviser.co.nz\/2023\/wp-content\/uploads\/2025\/06\/Plan-implementation-150x150.png 150w\" sizes=\"(max-width: 185px) 100vw, 185px\" \/><\/figure><div class=\"elementor-image-box-content\"><h3 class=\"elementor-image-box-title\">Ongoing Reviews<\/h3><p class=\"elementor-image-box-description\">Every plan needs a reality check from time to time. When a lot can change, we regularly review your progress and <b>ADJUST<\/b> your game-plan if necessary.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-88640d0 e-con-full e-flex e-con e-parent\" data-id=\"88640d0\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-69256df e-con-full e-flex e-con e-child\" data-id=\"69256df\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3455226 e-con-full e-flex e-con e-child\" data-id=\"3455226\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-23f2706 e-con-full e-flex e-con e-child\" data-id=\"23f2706\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d14127 elementor-widget elementor-widget-heading\" data-id=\"2d14127\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Book your free initial consultation with one of our Advisers<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ac0cd05 elementor-widget elementor-widget-text-editor\" data-id=\"ac0cd05\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tNo matter where you are on your financial journey, we can help you achieve your goals better and faster. Get in touch today &#038; start living your best financial life.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c207ef9 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"c207ef9\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/samkodi\/zibmeeting\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">book now<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Home Our Costs Service Costs The fees we charge (if any) depend on the type of service provided. We offer flexible options to suit where you are at on your financial journey and what you want to achieve. Financial &amp; Retirement Planning Got big dreams for the future but not sure how to get there? [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"pagelayer_contact_templates":[],"_pagelayer_content":"","footnotes":""},"class_list":["post-1044","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/pages\/1044","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/comments?post=1044"}],"version-history":[{"count":76,"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/pages\/1044\/revisions"}],"predecessor-version":[{"id":1332,"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/pages\/1044\/revisions\/1332"}],"wp:attachment":[{"href":"https:\/\/smartadviser.co.nz\/2023\/wp-json\/wp\/v2\/media?parent=1044"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}