If you’re young, retirement savings are probably low on your list of priorities. But, it’s giving ostrich. When you’re in your teens and twenties, the pay is...
I’m Young, No need for Retirement Planning.” Think Again!
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Business Protection Insurance
Cutting Back on Expenses? Don’t Muck Around with Your Insurance
Trimming back your budget? Make sure you understand the consequences before cancelling or changing your health, income, life, or trauma insurance cover. When...
Feeling Triggered? What Causes Emotional Spending (and How to Break the Habit)
Ever splashed out on a new pair of shoes when you’re feeling a bit sad? Your emotional spending could be stopping you from achieving your financial goals....
Cash Flow Statements are Not Just for Businesses
A cash flow statement sounds like something a business might use. But, individuals and families will benefit too. Cash flow is all about ensuring you have...
If You Want to Be Poor Forever, Use These Four Excuses and Bad Money Habits
Do you use of the following excuses to spend money you don’t have? If you do, it’s time to change, or risk being broke forever. How we spend money (or save...
Top 7 Recommended NZ Investment Options for Beginners
Regardless of financial known-how or ability to understand maths, there’s a way to invest your hard-earned cash. You’re getting your financial ducks in a row...
Should You Go Direct to a Bank or Use a Mortgage Broker?
What is better, a bank, or a mortgage broker? And, the most important question: which one will cost you more? A mortgage broker is the person who sits between...
A Basic Guide for Income Investing
The word ‘investing’ might sound intimidating, but it doesn’t need to be. You can start investing to increase your income today, with as little as one cent....
When Protecting Your Income, Think Long Term
Every year, many thousands of Kiwis lose the ability to work due to illness or injury—about 300 households a week are affected. While many get back to work...
Will a family trust protect your personal assets from your business dealings?
It seems like every man (and his dog) in New Zealand has a family trust. Are there genuine reasons that you, as a business owner, should be setting one up...