OUR APPROACH
Every client has different goals, needs and aspirations, and although the reason for reaching out to us may seem simple (e.g. securing a mortgage), the underlying WHY is uniquely yours and always speak to bigger things. We make sure we understand your WHY so that when it comes to creating your holistic, personalised financial plan you can be sure that:
- Every aspect of your financial life has been considered
- There are no hidden surprises, and
- Your direction is clear.
OPTIMISE YOUR CURRENT & FUTURE LIFESTYLE
SMART ADVISER’S SIX FINANCIAL ELEMENTS
In order for a plant to survive and thrive it needs protection from:
- conditions that don’t suit it
- attacks from bugs & diseases
- adverse weather events.
In order to grow well it needs:
- sun
- feeding
- water, and
- care.
Fundamentally, your personal financial plan is no different. It’s all about protection and growth.
Wealth Protection
We do a stocktake of all sources of your wealth and identify the risks to those sources. We then examine the consequences of nasty stuff happening – how much would it set you back? Finally, we create tailored solutions to protect you from those nasties.
Financial Growth
We explore all your debts. Are they the right type and structure to help your wealth grow? What are your options for passive income? Finally, we explore your investment options to grow your wealth and deliver the lifestyle and future you want.
How We Work
Below is a high level overview of what we do. As we make sure to provide personalised services and one that is tailored fit for you, some additional steps may be done in between.
Initial Consultation
We need to understand your dreams and goals. What is your WHY? You need to feel comfortable that we are the right fit for you.
Strategy & Planning
Once we understand where you want to go and your current financial situation, it’s time to create the game-plan. This is the stage where we create the HOW.
Plan Implementation
The best game-plan in the world will achieve nothing without action. This stage is all about doing the DO and putting your plan and strategies to work.
Ongoing Reviews
Every plan needs a reality check from time to time. When a lot can change, we regularly review your progress and ADJUST your game-plan if necessary.