Success Stories & Testimonials

Empowering Kiwis: Real stories of financial success with Smart Adviser

For the protection of individuals’ privacy and confidentiality, we have omitted names, but rest assured, the stories shared are real and depict the transformative experiences of individuals who have benefited from the guidance and support of Smart Adviser.

Success Story 1: Growing Wealth Across The Generations

A couple approached Smart Adviser with the goal of improving their financial situation and creating opportunities for their two adult daughters. Smart Adviser conducted a comprehensive evaluation, allowing them to reorganize their income and maximize the value of their existing properties.

By taking advantage of the dynamic real estate market in New Zealand, they effectively reduced their debt, increased their equity, and minimized their mortgage.

Through their ongoing partnership with Smart Adviser, they gained access to valuable resources that empowered their daughters to achieve early homeownership success in their careers.

Improved finances and increased opportunities for their daughters.
Reorganized income, reduced debt, and increased equity.
Access to valuable resources empowering their daughters’ early homeownership success.

Success Story: Reducing Debt & Protecting Their Families Future

Seeking financial assistance, a couple approached Smart Adviser while facing challenges with insurance payments and a substantial amount of debt.

Following a comprehensive evaluation of their financial situation, Smart Adviser proposed an alternative strategy to minimize their losses.

The recommended approach involved restructuring their mortgage and creating a plan for a new property focused on student accommodation. Throughout the financial and planning process, Smart Adviser provided expert guidance, enabling the couple to make informed decisions.

Today, they remain committed to implementing their customized Smart Adviser plan, making significant strides in paying off their mortgage and laying a solid foundation for their early retirement goals.

Financial relief through Smart Adviser’s alternative strategy.
Restructured mortgage and a plan for a new property.
Expert guidance leading to informed decisions, progress in mortgage repayment, and a solid foundation for early retirement goals.

Success Story : Getting On The Property Ladder

A younger couple, a teacher and an engineer, approached Smart Adviser shortly after completing their studies, driven by a strong desire to establish financial stability in their lives.

They had questions about how to improve their financial situation and get ahead. Smart Adviser responded by conducting a comprehensive assessment of their income and expenses, crafting a tailored plan that aligned with their aspiration of entering the property market.

Through regular check-ins and expert guidance, they successfully achieved their goal of purchasing their first home.

They continue to maintain a close partnership with Smart Adviser, diligently saving for their future and strategically accelerating their mortgage repayment schedule.

Achieved financial stability and entered the property market.
Tailored plan aligned with their aspirations.
Close partnership with Smart Adviser, diligent savings, and accelerated mortgage repayment for a secure future.

Success Story: Achieving Home Ownership Dreams

Two individuals, both nurses originally from the Philippines, have been valued clients of Smart Adviser for quite some time. Following an initial assessment of their income and expenses, Smart Adviser formulated a comprehensive plan to assist them in entering the property market.

Throughout the years, a close collaboration has been established, focusing on managing cash flow and long-term savings. By consistently and proactively evaluating their financial readiness,

Smart Adviser has provided timely guidance on their journey towards homeownership and offered valuable insights on maximizing their KiwiSaver for retirement.

The future holds great promise as they embark on their homeownership adventure and explore the potential of leveraging their investments as they progress in their careers

Established a close collaboration with Smart Adviser for long-term financial guidance
Formulated a comprehensive plan to enter the property market.
Timely guidance on homeownership journey, maximizing KiwiSaver, and exploring investment potential for a promising future.

Client Testimonials

Read what our valued clients have to say about working with Sam Kodi & the Smart Advisor team.

“Lorraine and I, take this opportunity to express our sincere thanks to you and the team… We are so lucky to appoint you as our financial advisor and to date we are so satisfied with the excellent services rendered by Sam Kodi and the team… Sam, you have a high calibre professional team. We will definitely recommend you and your team to anyone looking for financial advice.”

Lorraine and Hemal

“ We would recommend Sam to anyone. Taking the first step was a bit intimidating but he is very good to deal with. Sam took the time to understand our needs and gave good advice tailored to our situation. He offers great service, is honest and sincere and really does want to help you succeed.”

B & R Turner

If knew then what we know now from Sam – we would be semi-retired by now. We now have better control of our finances without being constrained. Our direction has been made much clearer and our efforts much more focused. We highly recommend Sam to anyone who needs a Financial Adviser”

Ferdie & Geny

“My wife and I met Sam a few days ago to discuss our financial plans. It is really refreshing to work with a financial adviser who is truly interested in what we need based on our circumstances and preferences.”

Niranjan P

“We have dealt with a few financial advisers in the past and Sam Kodi is the first to have given any thought as to how our insurances integrate with our lifestyle, business and overall financial goals. Sam looked at the whole picture and secured for us the right business and personal insurances to meet our needs. ”

G Peters

“As someone who has been in the financial services industry I can appreciate a true caring professional – and Sam is one. He operates his business as a professional should but never loses sight of the main purpose – to protect his clients. He knows his products and builds his relationships to last. I have the utmost respect for this man. “

Bill James
NSANZ Speaker of the Year. Sales for introverts and non-salespeople.

“We just wanted to say how appreciative we are of Andrew Blomfield and all the advice and work he has done to help us reach our goal… From the very start, Andrew has made us feel comfortable and we easily felt we could trust what he was saying. We are so aware that Andrew goes beyond the necessary and uses his knowledge and expertise to help us. The role he has played in this huge step in our lives has been invaluable.”

Priyesha and Malith

“Sam’s approach is not about ‘doing a deal’ but seeks to form a partnership with you. Transparent communication is ongoing and Sam takes pride in helping his clients create a strong foundation for their future.”

F Ramos

“ Sam and his team were a huge help in realising our dreams and turn our focus to future possibilities. Sam’s financial advice helped us make some important decisions that will help us grow financially. We didn’t feel that we were pushed to make any decisions and Sam explained process quite patiently. We would recommend Sam and his team any day. ”

SK, PK and Family

“With Sam and his super team, it is not all about the business. If you are looking to secure your financial future, then you will not regret giving Sam and his team a call and setting up an appointment.”

S Wimalaratne

“Sam and his A-team we’re amazing to deal with every step of the way making something potentially painful a breeze!

Thanks again Sam and team, you are amazing.”

Dan Hesson The Hesson Family Trust

“We knew how to earn money and how to spend it, but when it comes to financial planning we have no clue. What really impressed us was the way Sam took the time to get a feeling for where we are at! his depth of knowledge, lateral thinking, and his common sense approach impressed us.”

Nimali P

“We would like to thank all of you for your help and support for this past few months… To Sam, thank you for guiding and planning with us to reach our goal. We are happy about the outcome and we hope that you’ll be there to guide us even after purchasing our home. To Andrew, thank you for all your help. We appreciate that you are always available especially when we have questions you are keen to give us a clear explanation of the things we don’t not know during the home buying process…

Edwin and Karlyn

“Thank you very much for for staying with us in this journey of purchasing our first home. It is such a mammoth undertaking but the process and transition became easy and smooth because the Smart Adviser team was behind us all the way.

I will never hesitate to recommend you like what my friend has done when she introduced you to us.

Wishing you success and may you continue to help those who need your guidance and assistance. God bless you all!“

Hedy, Raul and Family

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