FINANCIAL BUDGETING
FINANCIAL BUDGETING The start of 2025 has shown how volatile the world is and, in many ways, beholden to the cost of fuel and energy dramatically requiring most people to have a ‘financial reset’, with a necessity to assess their budget and hopefully be able to plan for some improvements. A few practical changes can make a real difference. STEP 1: ASSESS WHERE YOU’RE AT RIGHT […]
MORTGAGE PAYMENTS HEADACHE?
MORTGAGE PAYMENTS HEADACHE? Concerned about not being able to pay your mortgage is obviously stressful and overwhelming, but there is some help available. If you’re worried about missing a mortgage repayment, the most important thing to do is act early. Talk to your Lender before you miss a payment, review your budget with a financial adviser, and consider short-term […]
Is Your Financial Adviser Acting in Your Best Interests?
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Financial advisers’ actions can make or break you financially. Good advice can set you up for a comfortable life and retirement. Bad advice can lead to financial ruin. But without waiting for the consequences, how do you know if […]
Breaking Bad Money Habits That Make You Poor
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Always broke? Never really know how much money you really have, or understand where your money has gone? It’s an easy problem to fix with these six steps. For many people, sticking their head in the proverbial sand is […]
The Best Home Loan Has the Lowest Interest Rate…and Other Mortgage Myths
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Myths, old wives tales, call them what you will. There are a number of misleading ideas around mortgages that can trick you into, or out of making the best decisions for you and your finances. The truth is, there […]
Will a Home Loan Kill My Financial Freedom?
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor In a time where the cost of living is increasing significantly faster than our pay rises can keep up with, many ‘average’ New Zealanders are faced with fears that a home loan will cripple their finances. They worry that […]
The Perils of Cashbacks, Free TV’s & other Home Loan Enticements
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Being a mortgage provider is no longer exclusive to big banks. The number of relatively new and accredited lenders has grown to meet the bulging housing demands, and with this expanded territory comes fierce competition. Everyone loves freebies, especially […]
The #1 Mortgage Dilemma: To Fix or Float?
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor While an affordable home loan used to be considered no more than twice the annual household income, limited housing availability, higher property values, and increasing debt limits have driven that level up to an average home loan value of […]
Negotiating your home loan? Don’t be sheepish!
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor When you consider not only the value of your home loan, but the added cost of all the interest that gets piled on top of it, taking the time to find the right home loan is time invested wisely. […]
All You Need to Know About KiwiSaver
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Planning your financial future is important. However, it can be tedious to go over your options as not all of them are exciting. This is where KiwiSaver comes into the picture. Though KiwiSaver might not be the most highly […]