By visiting our site, you agree to our privacy policy regarding cookies, tracking statistics, etc.

Financial Planning NZ Services

Achieve your best financial life With Top NZs Top Financial Planners 

Financial planning involves understanding your current financial situation, determining your desired future state, and creating a plan to reach your goals; like a personal road map. 

Unlike budget advice services or brokers, Smart Advisors team of financial planners look at every aspect of your financial life and provide 100% independent unbiased advice, so you can then take the next steps to achieving your financial goals

 

Unlock Your Future:

Download ‘Dare to Dream’ Financial Planning Guide 

Dive deep into financial planning with the leading financial planners in NZ and discover the six essential elements everyone needs to know for life-long financial success. 

Learn: 

  • How to shield your hard-earned assets from potential financial threats.
  • Strategies to ensure a steady income flow, no matter what life throws your way.
  • How to for unforeseen life events with effective contingency plans to secure your finances.
  • Different ways to strategically structure your debts to manage them efficiently and reduce financial strain.
  • The secrets to generating a passive income that helps you grow your wealth while you sleep.
  • Investment fundamentals to help you prepare for the future

Unlock Your Financial Success

Download Your FREE Guide Today!”

Get Your Copy Now!
Get Your Copy Now!

Why is a financial plan critical?

In a nutshell – confidence!

Having a written financial plan provides comfort and confidence that you’re in control of your future, no matter what life throws at you.

It also helps you to:

  • Cultivate better money management habits.
  • Sidestep poor financial decisions.
  • Curb impulse buying and amassing detrimental debt.
  • Build financial resilience.
  • Reduce stress leading to better physical and mental health.

 

It’s no secret

Kiwis with a comprehensive financial plan are significantly more likely to attain their goals and lead the life they aspire to.

Additionally, engaging with an expert Financial Planner in NZ can fast-track you towards achieving your goals.

Ready to Learn More?

Our Process: How We Set You Up To Live Your Best Financial Life 

When you get back to basic principles, achieving your goals shouldn’t be complicated. Our aim is to make everything we do easy to understand and apply.

Our financial planning team has devised a five-step plan to take control of your finances.

Where Are You Going?

Working with our leading financial planners, we help you define what you aspire to own, accomplish, and the motivations behind them. Your goals are unique and will evolve with time.

What is your starting point? 

We conduct a financial health check examining all areas of your financial life. The more details you share, the more robust your plan will be. After all, it’s impossible to create and follow a roadmap without first knowing what your starting point is.

Plotting Your Course

Next, we create your tailored financial plan aligned to the Six Financial Elements. What actions do you need to take (or not take!) to get you to where you want to be? Flexibility is inbuilt for life’s little detours – but you’ll always understand the big picture and what needs to be done.

Making it happen 

At this point, you are free to take your financial plan with you and follow it, or you can engage our brokerage services to do some of ‘the do’ for you. The choice is yours.

Staying on Track

If you elect to continue working with us, we help to keep you on track with periodic reviews and provide regular educational information to help you upskill your financial knowledge. It’s our mission to be an integral part of your financial journey throughout your lifetime.

Ready To Get Started ?

Book A Free Financial Planning Session With The Smart Adviser Team

& Discover How You Can Live Life On Your Terms! 

Book Your Finanical Planning Strategy Call Now!

What Our Clients Are Saying

“Sam’s approach is not about ‘doing a deal’ but seeks to form a partnership with you. Transparent communication is ongoing and Sam takes pride in helping his clients create a strong foundation for their future.”

 

F Ramos

“We have dealt with a few financial advisers in the past and Sam Kodi is the first to have given any thought as to how our insurances integrate with our lifestyle, business and overall financial goals. Sam looked at the whole picture and secured for us the right business and personal insurances to meet our needs. ”
G Peters 
“ Sam and his team were a huge help in realising our dreams and turn our focus to future possibilities. Sam’s financial advice helped us make some important decisions that will help us grow financially. We didn’t feel that we were pushed to make any decisions and Sam explained process quite patiently. We would recommend Sam and his team any day. ”
SK, PK and Family

“With Sam and his super team, it is not all about the business. If you are looking to secure your financial future, then you will not regret giving Sam and his team a call and setting up an appointment.”

S Wimalaratne

“Sam and his A-team we’re amazing to deal with every step of the way making something potentially painful a breeze!

Thanks again Sam and team, you are amazing.”

 

Dan Hesson The Hesson Family Trust

“ We would recommend Sam to anyone. Taking the first step was a bit intimidating but he is very good to deal with. Sam took the time to understand our needs and gave good advice tailored to our situation. He offers great service, is honest and sincere and really does want to help you succeed.”
B&R Turner
Read More Customer Testimonials

  GET IN TOUCH TO START LIVING YOUR BEST FINANCIAL LIFE 

FAQs

What is the difference between a financial planner and financial adviser?

While both roles have a place in your financial journey, there are key differences. A Financial Planner in NZ provides comprehensive planning and strategies across all aspects of your financial life. They typically help with long-term plans, retirement planning, and investment strategies. On the other hand, a Financial Adviser may specialize in a specific area like investment management, estate planning, or insurance.

How does financial planning differ from mortgage advice?

While both financial planning and mortgage advice can be part of a holistic approach to personal finance, they focus on different areas. Financial planning covers a broad spectrum of financial management aspects, including saving, investing, and retirement planning. Mortgage advice, on the other hand, focuses solely on providing guidance on choosing the right mortgage products, understanding mortgage terms, and strategies for mortgage repayment.

What does a financial planner do?

A financial planner, like the experts at Smart Adviser, provides advice on how to best manage your financial resources to meet your life goals. This can include guidance on savings, investments, taxes, and retirement planning. The planner helps you create a comprehensive strategy for managing your financial future.

How is a financial planner different from a mortgage broker?

A financial planner gives advice on managing your overall financial health, including investment strategies, retirement planning, and tax planning. A mortgage broker, on the other hand, specializes in helping individuals and businesses find and apply for the right mortgage to suit their needs. While both roles are important, they serve different functions in your financial journey.

Why should I consider financial planning?

Financial planning provides a roadmap for your financial future. It helps you understand how each financial decision you make affects other areas of your finances. By viewing each financial decision as part of a whole, you can consider its short and long-term effects on your life goals. Smart Adviser’s financial planning services in NZ help you adapt more easily to life changes and feel more secure about your financial future.

Is it worth investing in a Financial Planner in NZ?

Absolutely! A trusted Financial Planner can provide invaluable assistance in mapping out your financial future, identifying opportunities, and helping you navigate complex financial situations. Their expertise can help you achieve your financial goals more efficiently and avoid costly mistakes.

How should I go about selecting a Financial Adviser in NZ?

Choosing a Financial Adviser in NZ involves considering several factors. Firstly, ensure they’re registered with a recognised professional body for financial advisers. Look for advisers with a strong track record and positive client testimonials. Finally, make sure you feel comfortable with them, as a good adviser-client relationship is built on trust and open communication.