Smart Adviser

8 Effective strategies to protect your personal assets from business creditors

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor When you first start your business, you’re probably not thinking about what happens if it fails. But planning ahead for the worst-case scenario, even when the outlook seems calm, may save your home and personal assets from creditors. Why […]

Selling Your Business to Fund Your Retirement

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Selling your business to fund your retirement can be a scary proposition. Finding the right buyer & getting maximum value for all your hard work takes time and careful planning. Is your business going to be sale ready? Why […]

What are the big Insurance Mistakes?

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor When you take out an insurance policy, you’re counting on it being there for you when you need it. But some simple mistakes can mean you don’t have the cover you expect. Here are some of the things that get […]

When Protecting Your Income, Think Long Term

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Every year, many thousands of Kiwis lose the ability to work due to illness or injury—about 300 households a week are affected. While many get back to work within a reasonable period of time, not everyone can. There are […]

The Juggling Act: Buying and Selling Property

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Is it time for the next move? More space for the kids, relocating to another part of NZ, or perhaps you’ve built up equity and that upgrade you’ve dreamed of is now in sight? Buying a new home is […]

Imagine… Life Without a Mortgage

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Is 2020 the year that you get a plan in place to be mortgage-free faster? Then this read is for you. First of all, keep this in mind: even small amounts over time can result in significant wins. That […]

Getting Ready to Renovate?

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Some extra space, a long-awaited interior update, indoor-outdoor flow, a pre-sale spruce-up – whatever your renovation plans, we wish you an on-time and on-budget project and a great result. Without detracting from the benefits of renovating your home or […]

[A client experience] The perils of wanting something too much

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Have you ever wanted something so badly that you stubbornly ignored the warning signs and good advice that maybe, just maybe, it was not really a good idea? It might have been that extra helping of dessert that left […]

Why You Need Income Protection Insurance

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Income protection insurance: A story of relief and regret If you lose your job or can no longer work, your life will be stressful. Make sure your finances aren’t something else you have to worry about. Meet John. His […]

Financial Planning To Manage Your Funds In Uncertainty

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Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor When nothing is ‘normal’, take control with a financial plan COVID-19 threw a spanner in the works for most Kiwis. Job losses, less income, no revenue for businesses, and still bills to pay and mouths to feed. But when […]