How to make smart spending choices: Quality vs Cost
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Quality vs Cost: How to Spend Your Money Wisely Being poor is really expensive. Being poor inevitably leads to further poverty. Imagine that your car fails its warrant of fitness. You can’t afford to get it repaired, but you […]
How does high inflation affect interest rates?
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor High inflation means your life is about to get more expensive in every way. And, that includes your mortgage interest rates. Yes, it sucks. The rate of inflation is the measure of those sneaky price increases for goods and […]
Should You Go Direct to a Bank or Use a Mortgage Broker?
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor What is better, a bank, or a mortgage broker? And, the most important question: which one will cost you more? A mortgage broker is the person who sits between you, and the bank. They are not lenders themselves, but […]
Will High Inflation Affect My KiwiSaver?
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor When you set up your KiwiSaver targets and goals, you need to account for inflation, or risk not having enough money when you retire. What is Inflation? Inflation is basically a measure of rising costs in a country. An […]
How You Can Get Your Mortgage Application Approved, First Time
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor You’ve got the deposit, you’ve found the house you want, but have you made your mortgage application perfect? Banks want to give you money. They really do. They make their money from interest, which you’ll be paying on your […]
Help Your Teenager to Fly Financially
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Teaching your teen about good money mind-sets and management is the easiest way to help them succeed (and not live at home forever!). People often lament that they were never taught how to manage their finances at school. No […]
Introducing New Zealand’s New Bank: The Bank of Mum and Dad
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor What bank offers rock-bottom interest rates, the most flexible repayment terms, and 24/7 helplines, often with a free dinner? The Bank of Mum and Dad. As house prices continue to rise, the barriers to entering the housing market get […]
Income Protection Insurance – What is it? (and do I need it?)
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Do You Need Income Protection Insurance? Yes (But Also Maybe Not) Your ability to earn money is your biggest asset. What happens if you lose that ability? How long can you last without income? In the last five years, […]
How You Can Plan for The Great Wealth Transfer
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor Everyone in New Zealand is going to be affected by the Great Wealth Transfer. What is it, and what do you need to do to prepare for it? Boomers (born between 1946 and 1964) are 23% of NZ’s population, […]
How to Leave a Financial Legacy That Lasts
Home Blog What Should I Invest In? NZ Advice for Kiwis July 08 2025 One contributor 70% of financial legacies are lost by the second generation. Can you ensure a lasting financial legacy? (Spoiler alert: Yes you can). It’s easy to lose money. There’s the lifestyle creep, there’s unexpected expenses, children who need ‘loans’, inflation, scams, and life […]